Month: April 2015

How Do I Protect My Home Against Storms?

Posted on by AgentInsure

Brandon FL is a town that’s just east of Tampa. The 33511 ZIP code has a lot to offer residents, including several bowling alleys, a large shopping center, and a lot of unique restaurants. Due to the close proximity of Brandon to the Gulf of Mexico, there’s always the possibility of experiencing storms.

Homeowners insurance is going to protect against a lot. If you suffer roof damage in a storm, you want to know that you are protected. This means exploring your policy in 33511 in greater detail. You may not have the level of coverage you think.

Depending on where you live, storm damage may be considered an “extra” that you need on your homeowner’s insurance policy. Essentially, this means you have to pay for the added coverage if you want your roof and other home areas covered during a storm.

The storm coverage may not be as expensive as you may think. When you shop for a policy in Brandon, FL, agents will talk to you about coverage and what you find to be the most important. All of the options can be included in the quotes you receive. This can ensure you are being quoted for a policy that is comprehensive enough to provide you with adequate protection.

If your home in 33511 is coverage against storm damage and more, then you can simply call the insurance company and file a claim when something has gone wrong. They will send out an inspector and get the process started.

Call and talk to one of our agents today where we can help you find homeowner’s insurance that protects against storms and everything else. Multiple quotes can be in your hands in no time at all to help you make a more informed decision.

What Does A Sinking Foundation In Brandon Cost To Repair?

Posted on by AgentInsure

Brandon, FL has a lot to offer residents. There are various communities throughout the Hillsborough County town and much to keep people active. There are bowling alleys, golf courses, and even microbreweries. Home values are in line with the state average and many people commute into Tampa for work.

If your home in Brandon 33511 has a sinking foundation, you will want to get it repaired as quickly as possible. The costs are going to vary depending on:

– The extent of damage

– Whether it includes the porch

– How long it has been going on

The expense is going to be out of pocket unless your homeowners insurance covers the costs. There are many times when you can have a policy built to provide this level of coverage. This way, if you do encounter a sinking foundation, you will simply have to file a claim with the insurance company.

If your policy accepts the claim, the only money you will spend in Brandon, FL to make the repairs is the deductible. This can be $1,000 or more depending on the details of your policy. It is a small price to pay knowing that insurance will cover the rest.

Once you notice problems with your porch, foundation, or anything else, you will want to explore what’s going on in 33511. This includes calling an inspector to confirm that it’s a sinking foundation problem. They will then tell you what the cost is going to be and get the paperwork together that you can submit to the insurance company.

We have insurance agents to help you find the right policy so you don’t have to worry about foundation and other problems coming out of your pocket. We can help you determine coverage levels and give you quotes from multiple companies.