Home Ownership, Insurance Premiums, and the Importance of Maintenance in Brandon, FL

Homeownership comes with a mix of joy, responsibilities, and additional expenses like home insurance. An important aspect that some homeowners overlook is consistent home maintenance’s role in ensuring their homes’ safety, potentially leading to lower monthly insurance premiums. Our expert agents at Runnels Insurance in Brandon, FL, are here to guide you in refining your home maintenance checklist.

Lower Your Insurance Premiums through Regular Home Maintenance

Regular home maintenance is crucial. It prevents a potential claim denial due to neglect and shows your insurance provider that you take home safety and upkeep seriously.

As you work on your checklist, be sure to include areas posing potential risks, such as maintaining your plumbing, electrical, and HVAC systems. By taking these necessary precautions, you could benefit from lower premiums.

Creating a Home Maintenance Checklist

While every home’s needs are unique, you should include a few everyday items on your maintenance checklist. These include simple tasks like cleaning your furnace filter regularly, which helps your HVAC system work more efficiently and adding salt to your water softener, which maintains water quality and prevents potential damage to your appliances.

Pay special attention to your property’s drainage system. Keep your bathroom and kitchen drains unclogged and clean. Regularly test your home safety devices, including smoke alarms, GFCIs, and carbon monoxide detectors. Also, electrical cords and fixtures must be inspected frequently for superficial damage and wear to spot potential fire hazards early.

How Runnels Insurance in Brandon, FL can Help

Our highly knowledgeable team at Runnels Insurance in Brandon, FL can provide further tips on enhancing your home maintenance checklist. Contact us today to learn how implementing certain maintenance tasks can lower your home insurance costs!