If you’re a homeowner, you likely already have liability insurance to protect your assets in case of injuries. However, many homeowners go the extra mile and opt for umbrella insurance. If you live in the Brandon, FL, area and you’re interested in umbrella insurance, our team at Runnels Insurance is ready to answer all your queries.

Umbrella insurance is an additional coverage that covers expenses beyond what your standard insurance pays. For instance, if you are involved in a car accident, and the other driver’s injuries cost more than the liability limit on your policy, umbrella insurance can cover the extra costs. These policies supplement the liability insurance on homeowners’ or auto insurance.

How Can Umbrella Insurance Help You?

As per Nerd Wallet, umbrella insurance can assist you by covering excess expenses from causing injury to someone. If you or your car happens to damage another person’s property, the surplus costs can be handled by your umbrella insurance. In the event of court cases, your umbrella insurance can also cover the costs of your attorney and court expenses.

Umbrella policies are beneficial for those who own large properties. It’s also advantageous for those possessing items that could cause injuries – such as a pool, gun, or dog. Investing in umbrella insurance may be a wise decision if you’re involved in a sport where there’s a chance of accidentally injuring someone else. Landlords often find umbrella insurance useful due to the risk of being sued by their tenants.

Contact Us Today About Umbrella Insurance

When exploring insurance options, make sure to inquire about umbrella insurance. Clients in the Brandon, FL, area are more than welcome to connect with Runnels Insurance for more information on umbrella insurance. Our agents are eager to discuss all your insurance options. Call us to schedule an appointment today and learn how umbrella insurance can be beneficial for you.