As a motorcyclist, it’s essential to protect yourself adequately, even if you’re a lover of unparalleled freedom and adventure out on the open road. One of the most critical forms of protection for motorcyclists living near Brandon, FL, includes uninsured (UM) and underinsured motorist (UIM) policies. At Runnels Insurance, we’re here to help you better understand the roles of each once it’s time to settle on an insurance policy that’s right for you.

The Importance of UM and UIM Policies for Motorcycle Owners and Riders in Brandon

If you’re located near Brandon, Florida, investing in UM or UIM policies can help protect you financially and legally, as nearly 20% of the drivers in Florida do not currently have any insurance. In Florida, it’s also important to note that there are more than 600,000 registered motorcycles in the state, highlighting the importance of adequate insurance coverage for recreational and seasonal riders alike. UM and UIM coverage can help with:

• Hit-and-Run Protection: UM coverage provides financial protection when a driver cannot be located or identified to charge with a crime.
• Medical Bills: Medical bills incurred after being involved in an accident, regardless of your fault, will also be covered with the right UM or UIM policy in place.

Whether you’ve just invested in a motorcycle or been a rider near Brandon, FL, your entire life, properly insuring yourself and your investment is key to maintaining your peace of mind and sense of security. If you’re determined to protect yourself and your bike anytime you’re out on the road but want to know more about the difference between uninsured and underinsured motorist policies, we can help. For Contact Runnels Insurance directly for information and your consultation and quote today, contact Runnels Insurance directly.