Insurance

Liability Coverage Protects You from Accidents You Cause

Posted on by AgentInsure

Liability coverage is an important component of renters insurance, although some policies don’t include it as standard coverage. Designed to protect you from accidents that you cause, it can protect you when you’re found responsible for a covered incident. If you don’t know whether your renters insurance policy includes liability coverage, contact us at Runnels Insurance. We’ll help you make sure you find the protection you need.

Liability Coverage Protects You from Yourself

Unlike insurance coverage that protects you against vandals and thieves, liability coverage doesn’t protect you from someone else. Instead, it protects you from yourself. When you’re held responsible, or liable, for a covered incident, your liability insurance will protect you. The specific scenarios liability coverage may provide protection or will depend on your renters insurance policy’s terms and conditions. Here are three examples that might qualify as a covered incident, depending on your policy:

  • a fire that you start and spreads throughout your apartment building
  • legal fees associated with an incident that took place in your apartment
  • damage you cause to someone’s property when you’re outside of your apartment

Our Insurance Agents Compare Liability Coverage Rates

At Runnels Insurance, we have independent insurance agents who can compare any renters insurance policy offered in Florida against others ones that are available. They’ll be happy to review your current policy’s liability coverage and rates. If there’s a renters insurance policy that provides more liability coverage for less money, they can help you switch.

To get in touch with one of our Florida-licensed independent insurance agents, call our office or, if you’d prefer, send us an email through our website. One of our agents will respond quickly and begin helping you find the best rates on renters insurance policies with liability coverage.

 

Boat Insurance: What Does a Typical Policy Really Cover?

Posted on by AgentInsure

Residents of the greater Tampa Bay area understand that it is easy to get lost in daydreams of spending long days out on the water. But before you plan your next big fishing or boating trip it is important to make sure you have the right level of boat/water insurance coverage. If you aren’t sure what your current policy covers it may be time to invest in a new one from your local, independent agents at Runnels Insurance.

What Does Boat/Watercraft Insurance Cover?

Boat/watercraft insurance is your first line of defense in the event of an accident. Even if your boat itself isn’t worth a lot financially, in the event of an accident you could be held accountable for bodily harm or damages to another boat. In fact, in the year 2013 boating accidents amassed over $39 million in property damages. In some cases, accidents can happen before your boat ever hits the water.

Don’t get caught without the right level of coverage when you need it the most. Instead, protect yourself, your loved ones and your assets with affordable and complete insurance coverage from Runnels Insurance. With the help of our independent agents you can compare quotes online from multiple national providers to find the right level of coverage to fit your needs and your budget. Our experienced agents are always available to help you through each step of the insurance buying process and an answer questions at any time.

Invest in Your Safety with Comprehensive Coverage

Give yourself peace of mind while you’re out in the water buy investing in total boat/watercraft insurance coverage. Visit Runnels Insurance online today to start comparing quotes from top national providers in just minutes and save on your next policy.

 

Motorcycle Insurance Price vs. Insurance Options in Brandon FL

Posted on by AgentInsure

Motorcycle insurance price has gone up in Brandon, FL, 33511. The good news is that there are a number of options for insurance options which you can choose from through the help of Runnels Insurance. Our company offers online quotes that allow you to compare and contrast insurance companies as well as the insurance coverage that they have.

As a motorcycle owner in Brandon, FL, 33511, you want to make sure that your vehicle is completely covered by your insurance policy. However, you certainly do not want to pay for very expensive premiums, particularly if you are a smart driver and you take care of your vehicle well.

Before you make a purchase, ensure that you have checked the motorcycle insurance price that will cover all of your needs. A basic policy typically covers property damage, bodily injury, protection from personal injury and property damage, collision, and towing among others. If you have a luxury motorbike, the insurance policy may also cover your bike accessories.

There are other insurance options in Brandon, FL where you can find coverage for replacing or repairing your motorcycle in case it is stolen or it has collided with another vehicle. Motorcycle insurance is definitely helpful for motorcycle owners, but the motorcycle insurance price may not be too appealing for you. Thankfully, here at Runnels Insurance, our goal is to provide you with insurance options that you can afford.

You can find custom policies that will suit your budget. If you are looking for quotes on premium insurance, you can use our online tool, which will provide you with details, particularly with the motorcycle insurance price. Our professional agents will help you locate the best deal for you. Plus, we can give you tips on how to lower your premiums, so make sure that you contact us today to learn more.

Avoiding Burdensome Medical Bills with the Right Health Insurance

Posted on by AgentInsure

There is so much to do in Brandon, FL. From taking your kiddos to Dinosaur World or spending the day at the BOING! Jump Center, no matter the time of year, there's always a fun attraction to visit. And although you will likely be busy, it's important that you take time to make sure your family's financial future is secure.

When it comes to making sure your family is financially protected against burdensome medical bills, it is imperative that you purchase life insurance. In the event that you were to become deceased and leave behind medical bills, they could use the funds acquired through the life insurance policy to pay off the bills.

You never know when you'll get sick. And even a small case of the flu can turn into a terminal illness. It's because of this that you need to purchase life insurance today. In fact, the younger you are and the healthier, the less expensive your life insurance will cost.

Even if you've already hit your 35th birthday, don't let this deter you from buying a life insurance policy. In fact, no matter how old you are, you can rest assured that some type of affordable life insurance policy can be purchased.

There are many ways to go about buying an insurance policy, but it's imperative that you speak with one of our qualified representatives to make sure you end up with a policy that adequately covers your needs. A quick call to one of our insurance agents serving the 33511 area can have you on your way to making one of the best decisions you'll ever make.