Homeowners insurance protects an owner from property damages and guest accidents with compensation for repair, replacement, and medical costs.
Florida homeowners can protect their home and their finances from unexpected risk incidences, with an insurance policy. Homeowners insurance agreements cover a residence, personal contents, as a well as visiting guests during a disaster, accident, or theft event.
When natural disaster strikes, homeowners insurance coverage compensates an owner for repairs to the structure of a building, as well as replacement of its contents.
If a guest slips and falls on a property, the owner is responsible for liability stemming from injury, treatment expenses, and legal fees. Sign on to a homeowners insurance policy, and protect yourself from extenuating medical and lost wage expenses associated with a negligence claim.
Avoid the hassle of paying out-of-pocket expenses for property repairs or bodily injury of a guest, with a homeowners insurance policy. Homeowners insurance policies are indemnity agreements that protect an owner from liability and other costly obligations.
Standard Homeowners insurance policy offerings include:
Comprehensive Coverage – protects a homeowner from repair and replacement of property after a risk event.
Individual Coverage – insures against debt obligations so that beneficiaries do not assume responsibility for a property mortgage or other outstanding monies owed in case of a serious accident or death.
Packaged Indemnity Agreements – real and personal property coverage against theft or damage of value.
Combined Life Coverage – comprehensive life and homeowners insurance covers expenses associated with costs arising from property and personal property losses, or liability.
A home is a valuable investment property. Protect yourself and your property from disaster and liability with homeowners insurance.
Request the details to homeowners insurance products offered by your insurance broker. Insurance coverage deductibles, claims processing schedules, grace periods, and terms and conditions to homeowners insurance agreements may vary.
To find out more about homeowners insurance in Brandon, FL, and obtain a quote, contact Runnels Insurance.