How Do I Protect My Home Against Storms?

Posted on by AgentInsure

Brandon FL is a town that’s just east of Tampa. The 33511 ZIP code has a lot to offer residents, including several bowling alleys, a large shopping center, and a lot of unique restaurants. Due to the close proximity of Brandon to the Gulf of Mexico, there’s always the possibility of experiencing storms.

Homeowners insurance is going to protect against a lot. If you suffer roof damage in a storm, you want to know that you are protected. This means exploring your policy in 33511 in greater detail. You may not have the level of coverage you think.

Depending on where you live, storm damage may be considered an “extra” that you need on your homeowner’s insurance policy. Essentially, this means you have to pay for the added coverage if you want your roof and other home areas covered during a storm.

The storm coverage may not be as expensive as you may think. When you shop for a policy in Brandon, FL, agents will talk to you about coverage and what you find to be the most important. All of the options can be included in the quotes you receive. This can ensure you are being quoted for a policy that is comprehensive enough to provide you with adequate protection.

If your home in 33511 is coverage against storm damage and more, then you can simply call the insurance company and file a claim when something has gone wrong. They will send out an inspector and get the process started.

Call and talk to one of our agents today where we can help you find homeowner’s insurance that protects against storms and everything else. Multiple quotes can be in your hands in no time at all to help you make a more informed decision.

What Does A Sinking Foundation In Brandon Cost To Repair?

Posted on by AgentInsure

Brandon, FL has a lot to offer residents. There are various communities throughout the Hillsborough County town and much to keep people active. There are bowling alleys, golf courses, and even microbreweries. Home values are in line with the state average and many people commute into Tampa for work.

If your home in Brandon 33511 has a sinking foundation, you will want to get it repaired as quickly as possible. The costs are going to vary depending on:

– The extent of damage

– Whether it includes the porch

– How long it has been going on

The expense is going to be out of pocket unless your homeowners insurance covers the costs. There are many times when you can have a policy built to provide this level of coverage. This way, if you do encounter a sinking foundation, you will simply have to file a claim with the insurance company.

If your policy accepts the claim, the only money you will spend in Brandon, FL to make the repairs is the deductible. This can be $1,000 or more depending on the details of your policy. It is a small price to pay knowing that insurance will cover the rest.

Once you notice problems with your porch, foundation, or anything else, you will want to explore what’s going on in 33511. This includes calling an inspector to confirm that it’s a sinking foundation problem. They will then tell you what the cost is going to be and get the paperwork together that you can submit to the insurance company.

We have insurance agents to help you find the right policy so you don’t have to worry about foundation and other problems coming out of your pocket. We can help you determine coverage levels and give you quotes from multiple companies.

Top Ways to Take Care of Your Classic Car

Posted on by AgentInsure

When it comes to taking care of your classic car, the number one thing you can do is invest in classic car insurance antique. In addition, there are many collectible car maintenance tips that you can follow. Here's a quick look at few of those tips for taking care of your classic car in the 33511 area.

Detailing matters

At least twice a year, possibly even more often, you need to have your classic car professionally detailed. From the interior to the undercarriage, all dirt and grime need to be removed to keep your car looking and running its best.

Store your car in a garage

Always do your best to keep your classic car out of direct sunlight. Even when driving it, it's best to go out on a cloudy day.

Drain all the fluids

If you're storing your classic car for an extended period of time, then it's best to drain all the fluids, and you'll also find it beneficial to remove the battery.

Cover the car

When the car is in storage, make sure to cover it with a soft cotton cover. And if you plan on keeping the car in storage for more than a week, roll down one of the windows to ensure the interior receives good air circulation.

 

For more information on the many tips you can follow to take proper care of your classic car, contact one of our highly qualified insurance representatives who serve the Brandon, FL area. While discussing car care tips, make sure to ask for quotes on various classic car insurance policies. You might find that you can purchase a better policy at a more affordable rate.

Tips for Filing a Claim After a Hail Storm

Posted on by AgentInsure

Many people go their entire lives without ever having to file a claim for hail damage on their vehicles. However, for those who do, they can testify to the fact that having insurance is of the utmost value when a hail storm takes place.

It's important to realize, though, that not just any car insurance policy will pay for hail damage. It's because of this that you need to speak with one of our qualified agents serving the 33511 area to make sure you are adequately covered.

Paying for hail damage out of your pocket can easily cost upward of $2,000. From having to pay to have the dents popped out to having clear coat and paint reapplied, you will be so happy that you have insurance to cover the associated costs for you.

In order for your insurance to pay out for hail damage, you will need to purchase a liability policy that has comprehensive coverage added on. Or you can invest in a full coverage policy. In Brandon, FL, because the weather can be so extreme, it's highly advised that you have full coverage, and this especially applies if you have a vehicle that is worth a high dollar amount.

A quick conversation with one of our agents can help point you in the right direction in regards to purchasing a policy that will work best for you. If you find that you cannot afford a full coverage policy, make sure you at least invest in a liability and comprehensive policy. . Best of all, you very well might find that adding on comprehensive coverage can possibly cost less than $30 extra a month.